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RIP First Republic
In my life, I've had many banks, from small neighborhood banks to regional players to the big international powerhouses. All had their...
Lara
May 22, 2023


What's ahead for real estate in 2023?
Since the real estate market shifted last year (late spring/early summer in our market), there has been no shortage of speculation as to...
Lara
Jan 2, 2023

Mortgage rates vis-a-vis the Fed rate hike
I'm sure it's news to no one that this week, the Fed made the largest interest rate increase since the early 90s in an attempt to rein in...
Lara
Jun 17, 2022


Financing a condo just got a whole lot easier…
Buying a condo is 1/3 more complicated than buying a single-family home. That’s because when buying a home, the lender needs to vet you,...
Lara
Jun 13, 2018


Interest rate hikes may come sooner than you think
As in, this month. Yep. We’ve been hearing this for a while now (years!) but Inman News, the top-rated real estate news site on the Web,...
Lara
May 30, 2016

Mortgage savvy: Warrantable or non-warrantable (condos) — that is the question
The following *great* explanation of this frequent issue in condo purchasing comes courtesy of Jono Sexton of Blue Hills Bank… it covers...
Lara
Mar 26, 2016

Bridge Loans Are Back — Thank You, Leader Bank!!!
I can’t tell you how happy I was to receive an email today announcing that Leader Bank, a great local bank based in Arlington, is now...
Lara
Jan 31, 2014
Revisiting Portfolio Loans
It’s been interesting this year looking at the search terms people use to find this blog. Aside from those looking for me specifically,...
Lara
Dec 13, 2012

Mortgage Savvy: Give Them What They Want
If you’re in the process of applying for a mortgage or pre-approval, this article might help you understand–or at least reconcile...
Lara
Mar 28, 2012


Mortgage Savvy: Know the Difference Between a Pre-Qualification & a Pre-Approval
This is a topic that comes up all the time with homebuyers, so I wanted to share a recent write-up by William M. Mullin, the President of...
Lara
Jan 20, 2012
Mortgage Savvy: The Skinny on Portfolio Loans
Many people manage to go through life without ever needing a portfolio loan. That said, there are many home-buying scenarios in which a...
Lara
Oct 29, 2010


Consider This…
#CambridgeMAmortgage #buyingvsrentinginSomervilleMA #buyingvsrentinginCambridgeMA #SomervilleMAmortgage #firsttimehomebuyer
Lara
Oct 28, 2010

Super Tool: Home Mortgage Calculator
I just found a very cool Excel mortgage calculator template that is downloadable for free — not only does it compute your monthly...
Lara
Sep 23, 2010
Tax Benefits of Buying a Home
Often when people look at the cost of buying a home versus renting, they do a side-by-side comparison of their current rent to the cost...
Lara
Jun 23, 2010
Mortgage Savvy: Purchasing Power
Most online mortgage calculators can tell you what your monthly mortgage payment will be based on your purchase price, downpayment and...
Lara
Mar 5, 2010
The Cash You Need to Buy a Home
(…and When You’ll Need it) Mortgages seem to get all the press when it comes to the financial side of buying a home, so I thought it...
Lara
Feb 26, 2010
Mortgage Savvy: Pre-Approvals
When sourcing a mortgage lender, most home buyers are understandably focused on the interest rates being offered. But here are two other...
Lara
Jan 29, 2010
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